Everyone has a method to save on auto insurance. I have heard all types of methods, including some that make no sense. I have heard people say that you should have every car insured with a different company (makes no sense), that you should only drive older cars (makes some sense), or that you should limit your miles (makes some sense).
About.com has an article about which vehicles you should avoid to save money on your insurance premium. The list of vehicles to avoid include:
- vehicles with horsepower,
- sports cars,
- high performance vehicles,
- luxury vehicles,
- large SUVs,
- small cars,
- cars with a high rate of theft.
Whats left to drive then? The article recommends vans and station wagons, which are great, but then your gas prices go up!
My advice: buy what you want and dont worry so much about it. If you can afford a sports car or a luxury vehicle, you can probably afford the insurance on it. If you want to drive a small car, drive it. Dont let the insurance price affect your car buying decision.