My adult son owns his own car, but lives with me. He was involved in an accident. Will they come after me?
You should not face any liability if your son owns the car and was the driver. If your name is on the title, however, you can be held responsible up to the state limits, $15,000 for an injury. Your son’s insurance should take care of the other person’s injuries, up to his policy limits. If your son is concerned about any exposure beyond that, he should talk to an attorney. However, the insurance company has an obligation to resolve the case and protect him.