Has anyone ever wondered why the insurance company is always so fast to call you after an accident? The main reason: it gives them a chance to talk to you before you have figured out what you want to do.
Let me give you an example: pretend you get in an accident today. You report it to the other person’s insurance company. Tomorrow they call you. They ask for a recorded statement, but since you have been reading my blog, you know not to give them a recorded statement. But, you still talk to them. And you answer questions and then………….drum roll please, they make an offer that you reject.
But, you don’t just tell them no. Instead you usually give them an explanation about why you don’t think the offer is fair. They, in turn, use this against you later when your case is ready to settle.
This is not just you, but everyone. My advice: ignore their calls until you have spoken to an attorney and know your rights.