Q: I do not want uninsured motorist coverage. What do I have to do?
A: You MUST waive uninsured motorist coverage in writing. The law requires that every insurer offer you uninsured motorist coverage. If you do not want it, the legislature requires that you take steps to show everyone you don’t want it – and that means you must sign a form agreeing that you do not want it.
As I have said before, uninsured motorist is one of the most important coverages you can buy. You should never sign the waiver and pay the extra few dollars to get this valuable coverage.