Yes, today’s topic is to read! That is it. Just read. You have a four day weekend coming up and I think you should spend an hour reading.
Okay, not just any reading, but read your policy. I am surprised at the number of times people call me and have not read their policy. Sure, I know most of what it says, but there are some really odd policies out there. For instance, did you know that if you own a dog, some insurance companies will not pay for a dog bite. Now, how helpful is that? Of course, if you don’t know this, you don’t know how useful your insurance policy is going to be when you need it.
I know it is boring. But spend some time reading your policy. See what is covered, what is not covered, and figure out whether your policy is useful!