Q: I have a dog. What happens if I do not tell my insurance company about my dog?
A: First, having a dog does not exclude coverage for things like fire, theft, etc…. However, you should let the insurance company know about your dog. Why? Because of #2.
Second, if your dog bites someone, you may not be covered. Some policies do not provide coverage for these things. You need to read your policy very carefully about this.