Q: I filed a homeowners insurance claim for damage to my house. The adjuster told me they want a recorded statement. Do I have to give them a recorded statement?
A: Probably not. Read your policy. You have a duty to cooperate. That usually does not include a recorded statement, but you do have to complete a proof of loss and give them any information they ask for. If you do not give them a recorded statement, they will probably demand an Examination Under Oath. For that, you should have an attorney present.