Yes, a $47 debt has become a federal case. Sad, but true. NCO allegedly called the plaintiff’s underage neighbor, called the plaintiff’s boss and generally harassed him.
I find this particularly amusing since I just had a debt collection company write to me and tell me how professional debt collectors are. Don’t get me wrong, some are very professional. But, some are very unprofessional and do dumb things like this.
The first time you get a call from a debt collector you need to pick up the phone and call an attorney to learn your rights.