I have had quite a few people call me lately wanting to talk to me about their car accident that is 2 or 3 months old. I ask them about medical treatment and I get the same response: I haven’t been to the doctor yet.
As I wrote in my report, “10 Fatal Mistakes In Filing An Auto Insurance Claim:”
Even if you are not sure if you are hurt, go to the doctor.Let them examine you. It could take a few days or weeks for you to feel pain.Once you do, go to the doctor. If your airbags went off, go right away. Thepowder from the airbags can cause small burns.
Most insurance companies will only consider treatment if it occurs within 4 to 6 weeks of the accident. If you wait longer than that, most insurance companies will argue that the injury is not accident related. And, juries usually agree. Jurors want to see that you treated within days or weeks after an accident, not months. As the time grows between the auto accident and the treatment, it becomes harder to prove your case.