It is that time of year – the holiday season. You want to go out and buy presents. You want to spend your money. And trust me – most businesses want you to as well to get the economy going. One group who really wants your money – debt collectors.
This is a good time of year to settle your debts. Debt collectors are willing to deal. They want to settle your case and move on with life. They know that most people are going to get into more debt over the next 60 days. They also know that will make it harder to get money that is owed on accounts. And, they want to get accounts off their books for the end of the year.
If you have a debt collector calling you for money you owe, talk to an attorney about negotiating your debt away now. You should also include a demand that the trade line, the line on your credit report, be removed as well.