Last weekend, the L.A. Times published thisarticle about a state program that helps provide low-income Californianswith auto insurance at a reduced cost.
The article pointed out that there are estimated to bemillions of Californiadrivers without auto insurance, and the number is growing because of the badeconomy. It’s almost impossible to estimate exactly the number of California drivers without insurance, but a 2008 reportby the insurance industry estimated about 18% of California drivers at that time did notcarry insurance. In addition, since 2008, the unemployment rate in California has more thandoubled, so the number of uninsured has most likely risen significantly asfamilies have been forced to choose which expenses to cut.
A lot of drivers are tempted to drop insurance when timesget tough. However, getting caught without coverage can result in hundreds ofdollars of fines and getting your vehicle impounded.
Many drivers are not aware of a program run by theCalifornia Department of Insurance that provides liability coverage for about$400 per year. The California Low Cost Auto Insurance program helps families offour making less than $55,125 per year or individuals making less than $27,075.You can learn more about the program by clicking hereor by calling 866-602-8861.