What do you do when you are in an accident? That is a good question. And the answer is surprisingly more complex than you think. This post is in conjunction with my podcast, which you can download and listen to…
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Liability Coverage and Damage to Property of Others – What is the Difference?
Someone asked me why they have $300,000 in liability coverage when they also have $1,000 in coverage for damage to property of others. Good question that requires a long answer, which I will now make short. Liability coverage, or coverage…
Tips for Northern Californians Facing Floods
It is another day of rain here in Northern California and it is not expected to get better any time soon. With that, comes the rivers getting higher. And that brings flooding. The river levels are the highest they have…
Contingent Fee Caps Do Not Create Reform
There is a lot of talk among the “tort reform” people about placing caps on contingency fees. The idea is simple. If you limit the amount that an attorney can collect, they will not take as many cases and you…
Good News for Sony BMG Music Purchasers
If you are like most people, you probably bought a Sony BMG CD and didn’t even realize that there was a problem with it. Well, there was. If you copied the CD onto your computer, you also had to copy…
Increased Insurance Rates and Increased Insurer Profits!
After the hurricanes, everyone expected insurance rates to go up. And they will go up, especially for people in the Gulf coast region. But how much they will go up depends on where you live. Reuters has a new report…
Malpractice Insurers Overestimated Losses
We constantly hear about a medical malpractice insurance crisis in this country. The insurance companies consistently complain about not making enough money. They have to raise doctors premiums because the system is out of control. Doctors get upset because their…
New Laws for 2006
The Auto Club was nice enough to put out a list of laws that will change in 2006 and effect motorists. Some highlights: Street racing will get you a minimum of 30 days in jail. A DUI will effect your…
Are you Ready.gov?
This is a bit off topic, but, since it is my blog, don’t I get to decide what is on and off topic? The US Dept of Homeland Security put out a website at www.ready.gov. Now, normally I put some…
Insurers controlling health care?
After all of my time in insurance and personal injury work, I thought I had seen it all. Then, out of the UK comes this story. It appears that a UK insurer now runs its own medical clinic. They will…