After a car accident, you need to prove your claim. The burden is on you, or your attorney if you hire one (and you should), to prove that you were injured and the value of those injuries. There are a…
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California Debt Blog: A debt collector may not call you at work – usually
A debt collector will generally call you at home. Why? Because that is the number that was listed when you opened the account. But, sometimes, if you are really unlucky, they will call you at work. Are they allowed to…
Do NOT contact the insurance company after a car accident
Question: Most lawyers say that I should not contact the insurance company after a car crash. Why should I call my insurance company? Answer: Typically, you do NOT want to talk to an insurance company after a car accident. There…
There are no formulas and an attorney can help you
These two things baffle most people because the insurance companies like telling everyone that they are not true. But, alas, they are true. First, despite what the adjuster might tell you, and what you will read on the internet, there…
California Debt Blog: Debt Collectors Fail To Validate Debts
So lets say you are sitting at home one day and you check your mail. You have a letter from ABC Collection Agency. ABC says that you owe them $2,500 and that you need to send them a check. You…
Bike Safety
Some tragic bicycling accidents in California this summer have highlighted the need for bicyclists and motorists to exercise extra caution when sharing the road. Last month, a sailor riding a bicycle on Camp Pendleton was struck by a car and…
California Debt Blog: Aggressive Debt Collection Tactics Continue
I previously wrote about Jim Puzzanghera of the LA Times and his a great story on debt collection tactics. Jim’s first paragraph tells the story of most people these days: “Hard economic times have helped push millions of Americans deeply…
10 things not to do when you are driving
While driving around over the last few days, I have seen some really bad driving. This has been especially troubling with some of the recent cases that I have had in my office, including seeing a fatality. People need to…
California Debt Blog: I co-signed for a loan. What is my liability?
Question: I co-signed for a friend for a loan. She stopped making payments. I am now getting calls from the creditor. Am I responsible? A: Yes, you are responsible. The creditor can sue you for the full amount of the…
Why you need med pay coverage – now
You have choices when it comes to med pay. Wait, what is med pay? Med pay is the short hand for medical payments coverage. This is the coverage that pays YOUR medical bills incurred as a result of a car…