Last week’s post received such a response that I thought I would share more concerns about payday loans. These short term loans look like a good solution for some people, but for over 90% of the population, they are a…
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5 Errors People Make During the Claims Process
I know that most people have never been in an accident. And that is a good thing. Hopefully most people will never be in an accident. But when you are, through either your fault or someone else’s fault, you need…
California Debt Blog: 4 Concerns about Short Term (Payday) Loans
I just helped a woman with a payday loan. The interest rate was 180%. Her payments were going to total over $9,000 in this loan from California Check Cashing, LLC. Her $2500 loan was going to cost her $10,000 when…
Slow for the Cone Zone
I read this story yesterday and just had to write about it. In California, we have all seen the ads or the billboards that say “Slow for the Cone Zone.” The new electronic billboards say something to the effect of…
California Debt Blog: Debt Collector Fined for Text Messages, Envelope
This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…
10 Insurance Terms and Their Meanings
I thought it would be good to go back to basics today. Most people hear insurance terms and just assume they know what those words mean. But a lot of words have a special meaning in the insurance context. So,…
California Debt Blog: 5 MISTAKES YOU MUST AVOID WITH YOUR CREDIT
Most people have heard that they should be careful with the credit. However, when it comes to the dos and don’ts of credit, most people have no idea what to do. Here are some tips to help avoid mistakes with…
5 Things You Should Be Doing After A Car Accident
Most people get in a car accident and have no idea what to do. You remember learning to exchange information. But, there is actually more you should do when you are involved in a car crash. Here are 5 tips…
California Debt Blog: 5 Things Tenants Must Know To Protect Themselves
Part of my practice is landlord-tenant work. I represent tenants who are being evicted or who may be evicted. After getting a fair number of calls this week from tenants, I thought I would share some tips for tenants who…
5 Mistakes to Avoid in Your Personal Injury Case
Everyone makes mistakes. We are human, after all. But when you are involved in a car accident, what I prefer to call a car crash, there are some mistakes that you can easily avoid. Here are 5 mistakes to avoid…