Crain’s New York Business has an article today about sewer service in New York. The article points out “The spread of sewer service mirrors the growth of the debt collection business, which over the past 25 years has grown alongside…
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FAQ: Should I disclose my policy limits?
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
California Debt Blog: More on Regional Arbitration Services
I have written about Regional Arbitration Services before. Sadly, so have others and others. Apparently, they have the same MO time after time. They call, threaten that the police are coming, then try to bully you into paying them money….
FREE Car Insurance Review
I have written about uninsured motorist coverage so often and so few people have listened to it, that I am going to do it again. This time, with an offer! Why do you need uninsured motorist coverage? Despite what the…
California Debt Blog: FAQ: What is a default and why should I worry?
Question: The debt collector sent me a “Notice of Entry of Default.” What is this? Answer: The short answer: a Notice of Entry of Default means that the debt collection attorney is asking the court to enter a default, or…
Information you MUST get at the scene of the accident
I have talked about this before. It is even part of my presentation when I speak to high school students. What information do you need to get at the scene of an accident? First, if the police come and separate…
California Debt Blog: Fake Debt Collector Scam
This story is courtesy of News10 in Sacramento and Suzanne Phan.Here are the highlights of the story: “A Yuba City woman nearly fell victim to a terrifying scam involving a fake debt collector and a phony cop. Michelle Bertsch received…
California Debt Blog: Some debt collection phone numbers to watch out for
Based on calls to my office, existing clients and some research there are a few numbers you need to watch for on your caller ID: 1. 347-772-2135 – this is the number that comes up in the fake police scam…
More on total losses
I have written a lot about total losses before. You can find those articles here. But it bears repeating since so many people ask me this: why can’t we use Blue Book value? The simple answer is that Blue Book…
California Debt Blog: More on JPMorgan Chase
Last week I wrote about the California Attorney General suing JPMorgan Chase for its debt collection practices. Today, Lawyers.com comes out with an article abou tthe same issue. There are two issues that should be pointed out. First, these practices…