Can a Potential Employer Run a Credit Check on Me? In California, yes. A bill went through the California Legislature last year that would have prohibited employers from running credit checks on perspective employees, but it was vetoed by Governor…
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Bill Imposes Larger Fines for Illegal Cell Phone Use
A bill proposed in the California State Senate hikes the fines for the illegal use of a cell phone while driving. A California State Senate committee approved the bill this week. The current law, which went into effect July 1,…
California Debt Blog: New Regulations in Effect for Credit Monitoring Services
New rules for credit monitoring services went into effect April 2. The regulations require companies that offer credit monitoring services to add warning labels about their services. Websites offering “free” credit reports must now tell consumers that a free credit…
Staying Trim Helps Men Avoid Serious Bodily Injury in Auto Accidents
Scientists at the Medical College of Wisconsin’s Injury Research Center studied 11,000 drivers between 2001 and 2005 and recently concluded that in car accidents, obese men are much more likely to sustain serious upper body injuries than are normal weight…
California Debt Blog: Recent Study Shows Chapter 13 Bankruptcy Does Little to Save Homes
Under federal law, there are several types of bankruptcies available to debtors. A Chapter 7 is the most common form of bankruptcy, and involves a process of liquidation. In a Chapter 13 bankruptcy, a debtor does a reorganization and proposes…
Most Injuries to Kids Occur Near Holidays
A new study, which will be released in the May version of Pediatrics, shows that the greatest numbers of injuries to children occur in the five days surrounding Labor Day, Memorial Day, the Fourth of July, and Halloween. The researchers…
California Debt Blog: Do Not Call List Basics
Question: If I place my name on the Do Not Call Registry, will it stop my creditors from calling me? Answer: No. The Do Not Call Registry will prevent telemarketers from calling your home or cell phone. Once you have…
Do I really need an attorney?
I had an odd experience the other day and thought I would share it since there is a good lesson in it. A guy called me up and told me that he needed an attorney. He had an uninsured motorist…
California Debt Blog: News on Foreclosures
I want to update on your some foreclosure news. First, Walt Gray in Sacramento at KCRA 3 News ran a story about a case of mine where we obtained an injunction preventing a sale of a house. The exciting news…
A total loss exception
I came across the exception to the rule today. Regular readers of my blog will know that my rule is that if your car is a total loss, you should not keep it. You will never be happy with it….