No, it is not the latest movie that is going to be written because all of the good movie writers are on strike. Rather, there is a great, new article on zombie debt from Richard Dalton at Newsday. Dalton writes…
Blog
California Debt Blog: How cheap is that debt in the window?
Have you ever wondered how collection agencies can offer you 50%, 60% or more off of your debt and still make money? The answer: the price of buying a debt. Hypothetically, assume you have a $1,000 debt. The collection agency…
Diminished Value of Your Car
Everyone knows the old saying that a car is worth less after a collision. (Notice I am not calling it an auto accident anymore. Why? An accident just happens. A collision is someone’s fault. When two cars collide, it is…
California Debt Blog: DA Debt Collector Can Be Sued
In an interesting case out of California, the Federal 9th Circuit ruled that a debt collection company that collects debts on behalf of several counties can be sued. (Thanks to the San Jose Mercury News for this story.) The debt…
California Debt Blog: Suing Debt Collectors Instead of Filing for Bankruptcy
People call me often and ask about filing for bankruptcy. My basic answer is the same: I don’t know. I am not a bankruptcy attorney. I don’t handle bankruptcy cases nor will I. I will refer these people to an…
California Debt Blog: New Blog and the 4 Basics of an FDCPA Claim
I just came across a new blog. Well, I don’t know if it is new. But, as NBC used to say about its re-runs “If you haven’t seen it, it is new to you.” So, I am calling it new….
Allstate turns over documents – well, some
I wrote a week ago about Allstate’s refusal to turn over documents to Florida regulators and the subsequent banning of Allstate from writing policies. The ban lasted a day until Florida’s Appeals Court overturned it. Yesterday, Allstate turned over documents….
Farmers, Small Claims Court and SHEESH!
Farmers Insurance is at it again! Yep, good old Farmers. Farmers, apparently, “Gets you back where you belong.” Well, maybe it should be “Gets in you the back all along.” (Hmmm….anyone see a future career writing jingles? I have a…
California Debt Blog: Foreclosures on the rise in California
Dale Kasler at the Sacramento Bee has written an interesting article on the state of real estate. The headline, “Foreclosures soar to state record,” tells the entire story. Foreclosures statewide in California are up 565%. In the Sacramento region, foreclosures…
The Health Insurance Crisis
Now, it is not often that I get political. And, it is not often that I post cartoons, but today seemed like a good day. Why? Because I received two today. The first, found here, Download new_yorker_cartoon.pdf, is a cartoon…