Q: I sued someone and I don’t have an attorney. How do I serve them? A: Use a process server. Technically, anyone over 18 can serve a lawsuit as long as the person doing the serving is not a party…
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FAQ: I was hit by a drunk driver. HELP!
I was hit by a drunk drive. He doesn’t have enough insurance. I want to go after him personally, but I have underinsured motorist coverage. HELP! Okay, this is a two parter! 1. Is it typical that the drunk drivers…
FAQ: I was sued by an insurance company and didn’t know. What do I do?
Q: I had no insurance. I got in an accident. The other person’s insurance company sued me. I moved and didn’t know about it and now they have a judgment. What do I do? A: You need to go down…
California Debt Blog: FAQ: After 4 years, they still want money from me. What do I do?
Q: My car was repossessed over 4 years ago. A debt collector keeps calling me asking for money. What do I do? A: The statute of limitations is four years. Therefore, they cannot collect on this debt anymore. You should…
California Debt Blog: FAQ: Can I homestead my house to protect it?
Q: Can I homestead my house to protect it from my creditors and any judgments? A: First, what is a homestead? A homestead is an automatic exemption under California law. (You can also use the exemption if you file for…
California Debt Blog: FAQ: Can they garnish my social security?
Q: Is it possible to garnish disability or social security income of debtor? A: No. Social security payments and disability payments are exempt under California law, as well as Federal law. These cannot be garnished.
California Debt Blog: FAQ: I cosigned for loan. What is my liability?
Q: I cosigned for a friend for a car loan. She stopped making payments. I am now getting calls from the creditor. Am I responsible? A: You are responsible. The creditor can sue you for the full amount of the…
California Debt Blog: FAQ: I filed an answer and want to change it. Now what?
Q: I was sued. I filed an answer telling the court that the amount the collection agency sued me for was wrong. I just realized that I paid even more money than I listed in my answer. What do I…
California Debt Blog: FAQ: I was sued. What do I do?
Q: I was sued on a credit card debt. They served me with a summons. What do I do? A: You need to file a responsive pleading within 30 days. What pleading you file will depend on a number of…
California Debt Blog: FAQ: Is a signed promissory note binding?
Q: I signed a promissory note. Is this going to hold up in court? A: A signed promissory note can be evidence of an agreement. However, one party could argue that there is other evidence, including oral evidence, that you…