According to the Boston Globe, Massachussets dog owners are mad at insurance companies. Why? Because the insurance companies are cancelling policies based on dog breed. Here is the argument. Insurance companies say that certain breeds are dangerous. Why are they…
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Allstate Pulls out of Ohio Earthquake Market
Okay, by itself many of you who read this article probably do not care. After all, most of my readers are in California, and even those in Ohio should know that there is twice as much premium for small aircraft…
Insurers Outsource to Save Money
I received a press release today that you can read here. Quite nice press release and the website for the firm is excellent. I would like to see a little more meat in the release, but really, if that is…
Minimum Impact Does Not Mean Minimum Damage
I have written before about MIST cases. These are cases where the insurance company is skeptical, to put it nicely, that anyone is ever injured in these cases. The basic theory: there is not enough damage visible for someone to…
State Farm Sued from Katrina
State Farm is being sued – AGAIN. This time, again, according to the Washington Post, whose coverage of this has been excellent, it is related to Hurricane Katrina losses. In this case, there is an interesting twist. The couple who…
GEICO uses Occupation/Income to set rates
The Consumer Federation of America is alleging that GEICO uses occupation and income in setting rates. This, according to CFA, results in low income or blue collar workers paying more for insurance than people with education or graduate students. (This…
Hospital Price Lists Now Available
According to the LA Times, Health Grades Inc is now offering hospital price lists for a $7.95 per search fee. The service will provide you with the cost of select hospital expenses. They will not price compare for you. Why…
Immunity for Native American Tribes
The general rule in personal injury litigation is that if someone injured you, they are held responsible for the damage they cause. However, when you are injured as the result of the negligence of a tribe, the tribe may have…
301 and counting – Thanks!
This is post 301. Nothing substantive about it. I just wanted to take a minute to thank all of you who read this daily, weekly, or once in a while. Your ideas, comments, expressions, all help make it what it…
Flood and Earthquake Insurance
Two stories recently came out that made me think about your need for insurance. First, KCRA in Sacramento ran a story about flood insurance. (See my post from the weekend about it as well.) The gist: you need to consider…