If you are an in accident with property damage only, how do the insurance companies determine who is at fault if you both blame the other person? Each insurance company will pay for the damage to its insured’s car, assuming…
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Zurich to pay fine for price fixing
Zurich Insurance is paying $171 million dollars to settle charges of bid rigging and price fixing. The settlement effects 9 states, including California. The money will be refunded to policyholders after court approval. According to Massachusetts Attorney General Tom Reilly:…
Know your flood risk
I came across this website from NFIP and wanted to share it. This is a risk asssessment site that will tell you your risk of flooding. I typed in my address and found out that I was at low to…
New Podcast Released – Automobile Property Damage
Today, a new podcast goes live: automobile property damage explained. This podcast provides the basics of how to get your car fixed, where to get your car fixed and how to obtain a rental vehicle. I do not discuss total…
Why we need auto insurance
Okay, this serves no other purpose than me finding it really funny. I am sure the people involved did not find it funny. Oh, and kids do not try this at home. Here is a video of some kids trying…
British Motorist Fined
A woman in Britain was cited 200 pounds for driving with no hands so she could put on makeup. The camera that caught her was set up to catch speeders. (Thanks to Doug Brauner, the Car Czar, for talking about…
New Jersey Trial Lawyers Assocation wants to Limit Solicitation
The New Jersey Trial Lawyers want to limit the solicitation of accident victims. Here is a blurb, courtesy of Consumer Attorneys of California: The Association of Trial Lawyers of America-New Jersey is asking the state Supreme Court to ban attorneys…
Not Enough Insurance? What happens?
If you are in a car accident and you do not have enough insurance, what is going to happen to you? First, no one can sue you in criminal court except for the District Attorney and they would only care…
Key codes for your car
This is nothing more than an interesting article. The Amherst Times has a story about the increasing cost to get replacement keys when they lose their car keys. I have not had any experience with this, but if you have,…
Many Homeowners Aren’t Buying Flood Insurance
According to a new RAND Corporation survey, a lot of Americans living in flood plains are not carrying flood insurance. 61 percent of Southerners are carrying it, but fewer people in the rest of the country. I find this fascinating….