I know I have said this before, but I have had a rash of phone calls lately from people with some obscure coverage questions. The questions have ranged from “Am I covered if I drive another car?” to “Am I…
Posts Categorized In: Auto Insurance
Your Insurer Must Take a Claim
In the last two days, I have come across the same story twice: I have been involved in a car collision that was not my fault and my auto insurance told me I had to file a claim with the…
Buying Insurance for the Wrong Reasons
Okay, so when you watch tv these days, you are bombarded with insurance commercials. You hear about accident forgiveness, pet coverage, coverage if your car is beamed up by Scotty. It is amazing how many different coverages you can get…
Auto Insurance Zip Codes Matter
No, not for rating reasons. At least, not this time. When you complete your insurance application, you have to list the zip code where the vehicle will be garaged. This is information the insurance company uses. When you move, you…
AIG – At It aGain
AIG should have a new name – At It aGain. (Sorry, I had to take a little creative license to make it work.) AIG just got bailed out from the government. So, what do they do? Spend over $200,000 on…
Settling a Property Damage Claim
Okay, so hypothetically lets say you are leasing a 2007 Lamborghini. Nice car. Very nice. You have collision coverage on it, as is required by the lease. And some guy driving a 1972 Ford Pinto rear ends you. After all,…
Road Safety Measures
Tony Bizjak of the Sacramento Bee had an article in yesterdays paper about road safety measures. Some of the ideas are counter-intuitive but work. These ideas include removing safety devices like stop signs. Tony writes: “Danger lurks on the road,…
Five Truths About Driving
Since he is such a better writer than me (hence he gets paid for it and I don’t), I am going to paste Tony Bizjak’s article from the Sacramento Bee today: Today, we unveil five “truths” you should know about…
Collision, Comprehensive and Claims – Oh My
I know I have written about this before, but it comes up fairly frequently in my practice. What is comprehensive? What is collision? Can my rates go up for filing one of these claims? So, lets start with the basics….
Insurable Interest
I was driving the other day with the radio on and an ad came on for an insurance broker. The broker, who shall remain nameless, insures hard to insure drivers. You know, tickets, DUIs, accidents, young drivers, etc…. The ad…