My favorite insurance broker, Jacqueline Doench, sent me her newsletter. In it, there is a short, but important article. If you have a customized car or you made after market additions to your car, these may not be covered by…
Posts Categorized In: Auto Insurance
Wear your seatbelt, even if elected officials do not
Okay, I am a big fan of seatbelts. They save lives. Want proof? I handled a claim about 8 years ago. 5 kids in a car driving down a road. The driver was speeding. He hit a pothole. Lost control….
FAQ: How do I get someone’s address?
Q: My car was damaged. The person left their name, but not their number. How can I find them? A: The internet is a great resource. Go to Google and type in someone’s name and you will get a hit….
Men in your 30s – Drive Safely
I was reading the newest issue of Mens Health today. (By the way, if you are looking for a Fathers Day present for a man in your life, Mens Health is the way to go. If he is 18 or…
Getting your car repaired
I have said before, and I will say it again: you can get your car fixed anywhere you want. If you want to take your BMW to “Bob’s Quickie Repairs” you can do that. If you want to take your…
FAQ: Do they have to disclose their insurance to me?
Q: I was involved in an accident. Does the other person have to tell me the details of their insurance? A: No. The Insurance Privacy Act protects this information unless the insured specifically authorizes the release of the information. However,…
Free Book for My Readers
Yep, that’s right. A free book for readers of my blog. The topic: Buying Car Insurance. Now, you all probably have car insurance. And your agent has probably told you what you need to have. But, has your agent told…
FAQ: Is the employer responsible?
Q: I left my car with a mechanic. One of his employees hit my car when he was driving his personal car. Is the mechanic/employer responsible? A: This hinges on whether the employee was working at the time. Was he…
FAQ: Can they have to make me keep my car?
Q: My car was a total loss. Can they make me keep my car? A: It depends. Sorry, I wish I had a definitive answer for you. If it is the other person’s insurance, then they can deduct the salvage…
FAQ: I caused an accident and have no insurance. What can I do?
Q: I was in an accident. It was my fault. I don’t have insurance. What can I do? A: You have a few options: A – You pay him the amount of the estimate. B – You ask him to…