I was hit by a drunk drive. He doesn’t have enough insurance. I want to go after him personally, but I have underinsured motorist coverage. HELP! Okay, this is a two parter! 1. Is it typical that the drunk drivers…
Posts Categorized In: Auto Insurance
FAQ: I was sued by an insurance company and didn’t know. What do I do?
Q: I had no insurance. I got in an accident. The other person’s insurance company sued me. I moved and didn’t know about it and now they have a judgment. What do I do? A: You need to go down…
FAQ: My kid’s insurance rates are too high. What can I do?
Q: My kid is on my insurance policy. The rates are through the roof. What can I do? A: As for best rates, that is a tricky question. A – Go to www.insurance.ca.gov and you can check on the rate…
FAQ: I do not own a car. What can I do to insure myself?
Q: I do not own a car. I think I should have some type of insurance in case I drive someone else’s car. What do I do? A: You do not NEED your own policy, but you should look at…
FAQ: We have some dirt bikes. Do we need insurance?
Q: We own a couple of dirt bikes. Do we need insurance for these? A: Dirt bikes need comprehensive and collision coverage, just like you would have on a car. You should probably also get med pay or medical payments…
FAQ: How do I insure my college kid?
Q: My kid is at college full time. He comes home for winter break, spring break and a few weeks in the summer. He has no car at college. How do I get him insurance for when he is here?…
FAQ: My car caught fire. What now?
Q: My car caught fire. I put it out but it might be a total loss. What now? A: A fire is a comprehensive claim (sometimes called “other than collision” but if someone uses that term with you it means…
Insurance Company Profits
I heard it again over the last couple of weeks: the insurance industry is falling apart because of us danged trial lawyers. Yes, I am a menace to multi-billion dollar companies. (Of course, they fail to mention that they could…
A few new laws for 2007
First, Happy New Year. Thank you for reading my blog over the last year. I hope you continue to find it useful, entertaining and interesting in 2007. I also hope you tell your friends and family to read this in…
Drinking, Driving and the holidays
I saw this on the news and had to pass it on: The CHP arrested fewer people this year for DUI than last year. I just wanted to thank all of you who chose not to drink and drive. A…