Make sure your insurance is paid up! The California DMV is beginning to crackdown on uninsured motorists. The insurance companies are reporting to DMV is you cancel insurance. Once your policy is cancelled, DMV will send you a notice. Want…
Posts Categorized In: Auto Insurance
Top 10 Traffic Offenses in Sacramento County
I was wondering what most people get pulled over for. I had a rough idea based on the calls that come in to my office: speeding, DUI, running a red light. But, then I came across something more official. This…
Traffic Tickets and Fines
Have you ever wondered how much that traffic ticket you got is going to cost you? Do you hate the surprise of waiting for it to come in the mail? Well, I have a solution. It is not a perfect…
Holiday Safe Driving Tips
First, I want to wish everyone a Happy Thanksgiving. Please be safe. Second, for those of you driving, I want to give you my top 10 list, if you will, of safe driving tips this holiday season. 1. Do NOT…
Read your policy
Yes, today’s topic is to read! That is it. Just read. You have a four day weekend coming up and I think you should spend an hour reading. Okay, not just any reading, but read your policy. I am surprised…
FAQ: Uninsured motorist coverage and waivers
Q: I do not want uninsured motorist coverage. What do I have to do? A: You MUST waive uninsured motorist coverage in writing. The law requires that every insurer offer you uninsured motorist coverage. If you do not want it,…
Recommendation for insurance broker
I always tell you to shop around for insurance. Well, a few people have asked me who I use. I thought I would let everyone know. My broker is Jacqueline Doench at Warren Bender and Co. Her number is 916…
FAQ: Does being sued hurt you?
Q: I caused an accident and my insurance company did not settle. Is being sued going to affect me? A: Maybe. Is it going to affect your day to day life? Probably not. Here are a few ways it can…
FAQ: Whose name goes on the check?
Question: I got in an accident. Whose name goes on the check? Answer: The named insured MUST be listed on the check under 99% of circumstances. If the car is repairable, the insured’s name must be on the check. If…
Myths and Reality: A new category
I am tired of it. I am tired of the lies, tired of the mis-information, tired of the attempts of people to sell you a bunch of whooey. (Yes, that is the technical term.) So, now, I am going to…