Q: My car was a total loss. I decided to keep it. The insurance company paid me less the salvage value. Now my registration fees have gone up. Can I get these added costs? A: Why did you keep the…
Posts Categorized In: Auto Insurance
Check Your Uninsured Motorist Coverage
I was sitting in court today talking to a defense attorney friend of mine. Nice guy, we just disagree about the value of most of my cases. Actually, his employer, the insurance company, and I disagree about the value of…
FAQ: How Much Liability Insurance is Enough?
I had a client ask me this today. The simple answer: I don’t know. I wish I did. I wish there was a formula. But, alas, there is not. There are some things to keep in mind. You probably want…
FAQ: Can I mediate my own case?
Simple answer: Yes. Sure, you can. But why would you? I could stitch up my own cut, but I don’t. Why? Primarily because it is worthwhile to have an expert do it. This is no different. You can do this…
FAQ: Can’t I talk to the insurance company?
NO NO NO NO NO! But they only want to ask me about fixing my car. Now can I talk to them? NO NO NO NO NO! But, but they say they NEED to talk to me. Now? NO NO…
FAQ: Can my deductible be waived?
Yes, your deductible can be waived. The better question, however, is WILL it be waived. Yes, there is a difference. An insurance adjuster has the ability to waive a deductible under a few circumstances. Well, they always have the ability…
FAQ: What is full coverage?
I have written about this before, but it came up again, so I thought I would review it with you. What is full coverage on an auto policy? Beats me. Yep, I do not know the answer. Neither do you…
Allstate Settles Class Action Lawsuit
It may seem like I am Allstate bashing lately, and to a certain extent I am, but only because they manage to make the news so often. (And when they make it, it is usually a doozy!) The latest: Allstate…
Bad News for No-Fault Insureds
For a variety of reasons, I am not a big fan of no-fault insurance. It is bad, bad, bad. And now, if it is possible, it just got worse! Here is an excerpt of an article: “Insurers that win a…
More on Excessive Profits
I wrote over the weekend about Allstate’s excessive profits in Texas and the refund ordered by the Texas Department of Insurance. Not to be outdone, California’s Department of Insurance has announced they are starting an investigation into insurance companies excessive…