I am revisting these topics since I have spent a lot of time this week answering questions about this. You are in an accident and have no insurance. The other driver has a minimum limits policy and you have really…
Posts Categorized In: Auto Insurance
AB 1852 – Bad for consumers
Assemblyman Leland Yee of San Francisco has introduced AB 1852 in the State Assembly. This bill would create a state board to certify generic crash parts as being the same as factory parts. Basically, a crash part is the part…
Insurance for a salvaged car?
If you owned a car with a salvaged title, can you get insurance? Probably not. Why not? The insurance companies are required to put the car back into the position it was in prior to the accident. If the car…
Insurance to make your car payments?
Suppose you are rear ended and your car is in the shop for 30 days or more. Will the Insurance Company of the responsible party reimburse me for the payments on the vehicle while it is in the shop? Nope….
Your Credit Score and Insurance
This is the best discussion I have found about credit scores and insurance. It is so good I am posting it here. You should forward this to your friends and family as another reminder of why, in some states, they…
Uinsured and DMV
I read this today on Craigslist and had to share it. People keep talking about insurance companies reporting them to DMV as uninsured. People are concerned about their licenses being suspended. It doesn’t happen that way. There is no provision…
Low Cost Auto Insurance Expanding
The Department of Insurance is expanding California’s low cost auto insurance program to Sacramento, San Joaquin and Contra Costa counties. This is good news for everyone. First, those people who are driving without insurance get a chance to get low…
New Podcast Released
I am pleased to announce that I just released a new podcast. This podcast is the ninth released in the series. This podcast provides an overview of the California Fair Claims Practices Act. It does not go into substantial detail,…
The Defendant Files for Bankruptcy: UH OH!
Sometimes, unfortunately, you have a claim against another person. That person may end up filing for bankruptcy protection. What happens then to your case? Well, a few things could happen. First, if there is a lawsuit pending, it is automatically…
Avoid Global Healings Society
The California Department of Insurance has issued a cease and desist order to Global Healings Society. Basically, they are telling these people to stop selling their services in California. Global Healings may be selling insurance. They claim they are not….