What do you do when you are at fault in a car accident, with a susupended license, and you have no insurance? This is a hard situation to find yourself in. Let me give a little advice. The registered owner…
Posts Categorized In: Auto Insurance
The BEST Insurance Company
Someone asked me who the best insurance company is. My answer is quite simple: I don’t know. Yes, I admit it. I don’t know. Why? Because the best insurance company depends on a variety of factors. Here are things you…
Fault in California Car Accidents: A Brief Explanation of Comparative Negligence
This has come up a few times this week. Usually, the context is someone receiving a letter from their insurance company putting fault on them for an accident. The insured disagrees and wants to know what to do. Without knowing…
How much influence does the defense attorney have in settling your case?
When you are involved in an accident, you may have to file a lawsuit. In California, you sue the other person. The insurance company will then assign an attorney to defend the other party. That attorney reports to the insurance…
Initiative Fight Over – For Now
George Joseph and Harvey Rosenfield have both put their ballot measures down for this year. According to the LA Times, Mr. Joseph dropped his initiative when he could not get support from the insurance industry. Mr. Rosenfield dropped his in…
Medical Authorizations: Another reason not to sign them
People ask my why I am against having you sign a medical authorization. The newest question centers on people who do not have a history of pre-existing conditions. You have a right to privacy. You may waive that right when…
Farmers Fined for Not Following Fair Claims Practices Act
Here is a story that warms my heart. I am not a big fan of fines, but an $11,000,000 fine is a good thing. Farmers Insurance was fined for not following the California Fair Claims Practices Act. WHOOPIE! Seriously. This…
Flood Damaged Cars in California
I previously told you about the potential for cars damaged by Hurricane Katrina to end up in California. Yes, it is happening now. Insurance Commissioner Garamendi has already found seven, and is willing to be next month’s salary that there…
When the Other Insurance Refuses to Act: What can You do?
What happens if you are in this situation: I was rear ended. I did not have insurance. The person who hit me did. All I want is my car to be fixed. The insurance company of the person who struck…
More on Your Medical Records
My friend Robin Fisk sent me this link to a story out of San Francisco. The basics: UCSF contracted out with a firm that contracted out with anothe firm that contracted out with a 3rd firm for medical transcribing. The…