After all of my time in insurance and personal injury work, I thought I had seen it all. Then, out of the UK comes this story. It appears that a UK insurer now runs its own medical clinic. They will…
Posts Categorized In: Auto Insurance
Insurance Rates Going Up for Seniors
I keep on this issue because it is so clearly a bad idea by Mr. Garamendi. His rate proposal, which I have talked about several times before, now has a new foe: the senior citizens. The California Senior Advocates League…
More on Affordable Auto Insurance in California
I recently posted about a California law that will expand a pilot program to provide affordable auto insurance in California. The initial information was a bit fuzzy, so there is more information available now. If you are single and make…
Auto Insurance Rates
Despite my post earlier this week about ratings for auto insurance and the value of zip codes, Commissioner Garamendi has proposed changes to how insurance rates will be set. Apparently, Mr. Garamendi believes that zip codes should not carry any…
Drinking and Driving – Reminder
At this time of year, please remember not to drink and drive. The CHP is in a “maximum enforcement” period for the next two weeks. That means they are out on the road and they will stop you. In this…
So you want to buy insurance………what should you consider?
So you want to buy insurance. Great. Maybe you need it. Maybe you want to protect yourself. Maybe it is a combination. What do you consider when buying insurance? Here are some basic things to consider when determining who to…
How Consumers Are Charged for Auto Insurance
An Op-Ed piece out of the San Francisco Bay Area asks that insurance rates be fair to all. The piece is premised on a Consumers Union study that found that insurance rates change by zip code. That is probably not…
What Happens when an Excluded Driver Causes an Accident?
Let’s say that you are responsible and have auto insurance. But, your husband or boyfriend or wife has a less than stellar driving record. This person is excluded from your auto policy and does not have his/her own policy. This…
Insurance Fraud – A ring run by an adjuster
This is a rare situation. An insurance adjuster was arrested and charged with insurance fraud. The adjuster, Sheryl Bobbitt, of Western United Insurance, wrote checks to people who were not involved in accidents. The recipients would cash the checks and…
More on Teens and Driving
Four teens in Petaluma, CA died in a car accident. That prompted SFGate to run a story about teens and driving. Some more statistics after my post last week: 16 year old drivers are four times more likely to be…