There are a lot of situations where more than more insurance policy can apply. For example, if you are in a condo or townhouse, your neighbor may have a water leak that damages your property. In a business situation, the…
Posts Categorized In: Auto Insurance
Another Bad Faith Verdict
Here is another example of an insurer’s bad conduct towards one of its own policyholders. In this case, American Family Mutual Insurance failed to pay $125,000 in lost wages to a Univ of Colorado professor. A jury awarded him almost…
Two Points You Don’t Want
When do you not want two points? When its on your driving record. Most of you know that if you get caught for speeding, you receive 1 point on your driving record. Every 18 months you can go to traffic…
Damage to Fire Burned Cars
I know nothing about the politics of France. I admit that I do not pay enough attention to it. But, there was an interesting question on a Google Group about whether the cars being burned would be paid for by…
Fees on PI Cases
Someone asked me the other day if I thought they were charged a fair fee on a personal injury case. It is hard to say. Each case is different, and each attorney runs his/her own office differently. But there are…
GAP Insurance for your new car
So you go out and buy a new car. What do you do about your insurance? First, most people do not know that you have a set time to report this to your insurance company. Some policies give you 30…
Settlement Formulas and the value of your case
With all due respect to the author of AutoAccidentClaims website, there is no formula for figuring out the value of your case. Let me repeat that – there is no formula for figuring out the value of your auto accident…
Insurance and Non-Operation of Vehicles
Some people have vehicles that they do not operate. In California, its called planned non operation of vehicle (PNO) by the DMV. But a question arises, do you need insurance on your vehicle if it is a PNO? Technically, a…
More Insurance Fraud
This is getting out of control. I posted a few weeks ago about insurance fraud. I wrote that I did not think it deserved the coverage it received. Voila. A rash of insurance fraud cases hit the press. The latest:…
State Farm and total losses
In a previous post, I talked about how to figure out what your car is worth if it is a total loss. Now, what happens when your car is a total loss? The insurance company is supposed to get a…