In order to make sense of insurance, you need to know some basic terms. Sadly, no one discusses these terms with anyone. Ever. Seriously, I did not know what these meant until I went to work for the insurance industry….
Posts Categorized In: Business Insurance
Stop Reading the Internet About Personal Injury Claims
This is a huge pet peeve of mine. It sounds weird to write it where people are reading it on the Internet, but please stop reading the Internet. Look, I love the Internet. It is great for a lot of…
Short and simple – be pleasant
This may be the shortest post I will write on this blog, but here goes. The insurance adjuster is not your friend. However, the adjuster is a person and you should treat him or her that way. Even when I…
Free Auto Insurance & Homeowners Insurance Review
Do you know what is covered by your insurance policy? Does your car insurance cover you if you are struck by an uninsured motorist? What about med pay coverage? Do you have the right deductibles? Are your auto insurance coverages…
Do NOT sign a medical authorization
Once again, people are back asking why they should not sign a medical authorization when the insurance company sends you one. It is not that I think it is a bad idea. I think it is a terrible idea. In…
5 More Mistakes People Make During the Claims Process
To err is human, to forgive is divine. In that case, we are all going to err during the auto insurance claims process. It happens. If we were perfect, then there would be a lot of attorneys out of a…
Free Insurance Information
Did you ever wonder what the California Department of Insurance does? Me too! So I went to their website to see what was there. Seriously, the Department of Insurance does a lot of good work. They regulate insurance companies. They…
7 of the Strangest Personal Injury Claims Ever
I came across this today on the internet and had to share it. It makes me think of some of the claims I handled when I was an adjuster. Here are a few of my more memorable cases: the woman…
Insurance Commissioner Endorsement
After some long, hard thinking about this, I am officially making an endorsement: Steve Poizner, Republican, for governor. Why? First, of the five others who are running, only Dale F. Ogden has any insurance experience. Mr. Ogden, while he may…
Insurance Commissioner Candidates: A Review
I could just come out and tell you who I am endorsing, but I would rather spend a few minutes and discuss the candidates. Then, in my next post (read: tomorrow), I will tell you who I am endorsing. First,…