Q: I had no insurance. I got in an accident. The other person’s insurance company sued me. I moved and didn’t know about it and now they have a judgment. What do I do? A: You need to go down…
Posts Categorized In: Claims
FAQ: How do I figure out what a dog bite is worth?
Q: I was bit by a dog. How do I figure out what a dog bite case is worth? A: Dog bites are some of the more complicated cases to evaluate. There are a lot of factors to consider. These…
State Farm Told to Pay
In an update on a Hurricane Katrina case, State Farm has been ordered to pay $2.5 million in damages to a couple whose home was destroyed in the hurricane. State Farm said an appeal is likely. (Have they ever lost…
FAQ: My kid’s insurance rates are too high. What can I do?
Q: My kid is on my insurance policy. The rates are through the roof. What can I do? A: As for best rates, that is a tricky question. A – Go to www.insurance.ca.gov and you can check on the rate…
Hurricane Katrina Update
So, a few news stories about Hurricane Katrina: A congressman from Mississippi has called for an investigation of the claims practices of insurers; Opening statements started in a case against State Farm for their claim handling; State Farm has decided…
FAQ: My car caught fire. What now?
Q: My car caught fire. I put it out but it might be a total loss. What now? A: A fire is a comprehensive claim (sometimes called “other than collision” but if someone uses that term with you it means…
Drinking, Driving and the holidays
I saw this on the news and had to pass it on: The CHP arrested fewer people this year for DUI than last year. I just wanted to thank all of you who chose not to drink and drive. A…
FAQ: When is it an occurrence?
Q: When does an occurrence occur under a completed operations coverage? A: It occurs when the loss occurs. Until a loss occurs, a mistake or an error, is nothing more than that. However, once an injury occurs, than it becomes…
Traffic Tickets and Fines
Have you ever wondered how much that traffic ticket you got is going to cost you? Do you hate the surprise of waiting for it to come in the mail? Well, I have a solution. It is not a perfect…
FAQ: Does being sued hurt you?
Q: I caused an accident and my insurance company did not settle. Is being sued going to affect me? A: Maybe. Is it going to affect your day to day life? Probably not. Here are a few ways it can…