Someone damaged my property. I want to get a small upgrade. Is the other person responsible to pay for this? You should ask whomever is going to repair your property for a letter explaining why you need what you want….
Posts Categorized In: Claims
An Adult Child Used My Car and Injured Someone: Will They Get My Assets?
My daughter, who is over 18 and not on my insurance, used my car without my permission. She was involved in an accident that injured someone. If I am sued, will they come after my personal assets? First, you have…
Auto Accident for Self Employed: What Policy Covers You?
I work for myself and was going to do a personal errand and a business errand when I got into an accident. I have a personal auto policy and a business liability policy. Who will protect me? If both insurance…
A new blog
I am adding a new blog to my list of must reads. David Brannen, an attorney in Canada, has a great personal injury blog. You can find it here. I cannot find any other personal injury blogs coming from Canada….
Insurance and Claims FAQ
This is going to be the first in a series of shorter posts based on questions I am asked on a weekly basis. I am hoping these answers will give you one-stop shopping, so to speak. I am creating a…
Must You Repair Your Car
My car was hit. Am I entitled to collect the estimated cost of repairs, even if I do not intend to repair the damage? You are entitled to collect the reasonable cost of repairs. Get an estimate from a reputable…
Who is responsible for increasing your injury?
After an auto accident, I have had more pain than I had prior to the accident. I believe the accident aggravated it, or increased the injury. Is the other person responsible? The other person is responsible for all damages that…
Allstate Pulls out of Ohio Earthquake Market
Okay, by itself many of you who read this article probably do not care. After all, most of my readers are in California, and even those in Ohio should know that there is twice as much premium for small aircraft…
Minimum Impact Does Not Mean Minimum Damage
I have written before about MIST cases. These are cases where the insurance company is skeptical, to put it nicely, that anyone is ever injured in these cases. The basic theory: there is not enough damage visible for someone to…
State Farm Sued from Katrina
State Farm is being sued – AGAIN. This time, again, according to the Washington Post, whose coverage of this has been excellent, it is related to Hurricane Katrina losses. In this case, there is an interesting twist. The couple who…