I previously told you about the potential for cars damaged by Hurricane Katrina to end up in California. Yes, it is happening now. Insurance Commissioner Garamendi has already found seven, and is willing to be next month’s salary that there…
Posts Categorized In: Claims
When the Other Insurance Refuses to Act: What can You do?
What happens if you are in this situation: I was rear ended. I did not have insurance. The person who hit me did. All I want is my car to be fixed. The insurance company of the person who struck…
More on Your Medical Records
My friend Robin Fisk sent me this link to a story out of San Francisco. The basics: UCSF contracted out with a firm that contracted out with anothe firm that contracted out with a 3rd firm for medical transcribing. The…
Two People – One Insurance Company: Who do they protect?
So you are driving down the road minding your own business when BAM! You are involved in an accident. You follow my advice from my prior posts about what to do (and from my podcast!) and you exchange information. Turns…
Who is responsible when you co-sign a vehicle and the other person takes the car?
What happens when you finance a vehicle for a friend. You then have a falling out, but the vehicle is either in your name or both names. Do you carry insurance for it? Are you required to? Can you have…
Is there a Statute of Limitations on Claims?
Someone asked me this recently. What are the statues of limitation on a theft claim to an insurance company? Let me share my answer. The statute of limitations deals with filing a lawsuit, or in some instances, a claim. So,…
That little claim: Do you need to report it?
Yes. But it is under your deductible? Yes, the policy still requires you to report it. But, the other person said they were not hurt and I want to pay for their damages? Yes, you still have to report it,…
Actual Cash Value – What is it?
I have had several people ask me a very important question. What is actual cash value? The funny part is that no one really knows for sure. It is not defined in your insurance policy. See, the auto policy will…
What happens when someone else’s property is stolen or damaged in your home?
What happens if you have your friend pick you up from the airport. (On Seinfeld, it would be something crazy, but in real life, it is a nice gesture!) You stop for some food and then jump back in the…
Medical Authorizations: Should you sign them?
When you are injured in an accident or at someone’s home, the insurance company is going to tell you that they cannot settle your claim without your medical bills and records. And, for once, they are right. Yes, I said…