Question: I don’t know what insurance I should have. How do I figure that out? Answer: This is a tricky question. Let’s start with the basics. (I am going to skip life and health insurance since those are significantly more…
Posts Categorized In: Consumer Issues
Why you should hire an attorney who understands an adjuster
I was exchanging emails today with a friend of mine who is also a personal injury attorney. He understands how the world of insurance works so none of this will be a surprise to him. But, a lot of attorneys…
FAQ: Should I disclose my policy limits?
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
FREE Car Insurance Review
I have written about uninsured motorist coverage so often and so few people have listened to it, that I am going to do it again. This time, with an offer! Why do you need uninsured motorist coverage? Despite what the…
Information you MUST get at the scene of the accident
I have talked about this before. It is even part of my presentation when I speak to high school students. What information do you need to get at the scene of an accident? First, if the police come and separate…
More on total losses
I have written a lot about total losses before. You can find those articles here. But it bears repeating since so many people ask me this: why can’t we use Blue Book value? The simple answer is that Blue Book…
FAQ: Do I really need renters insurance?
Question: I rent an apartment. Do I really need renter’s insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as…
FAQ: How much car insurance do I need?
Question: I know I have to have insurance in California. How much insurance do I have to have? Answer: How much you have to have and how much you should have are two different questions. Let’s start with the first…
FAQ: What is full coverage?
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
Help for your teenage driver
The California DMV isn’t always the most helpful place. But, sometimes they have some gems. (By the way, speaking from personal experience, if you need to go in, make an appointment. The appointment process is a breeze! You can do…