This just came across my desk: “A Boston jury has found that Unum(NYSE: UNM), the nation’s largest disability provider, defrauded the UnitedStates by forcing its customers to submit false claims for disabilitybenefits to the Social Security Administration (SSA), when Unum…
Posts Categorized In: Consumer Issues
Health Insurers Mining Data
The Washington Post is reporting that health insurers are now mining data from a variety of databases when you apply for insurance. From the story by Ellen Nakashima: “Health and life insurance companies have access to a powerful new tool…
Collision, Comprehensive and Claims – Oh My
I know I have written about this before, but it comes up fairly frequently in my practice. What is comprehensive? What is collision? Can my rates go up for filing one of these claims? So, lets start with the basics….
Insurable Interest
I was driving the other day with the radio on and an ad came on for an insurance broker. The broker, who shall remain nameless, insures hard to insure drivers. You know, tickets, DUIs, accidents, young drivers, etc…. The ad…
Your Insurance Review
Have you had your insurance review this year yet? What review, you ask? Good question. Your auto and homeowners insurance needs may change every year. For example, you may need to increase your insurance coverages. Or, maybe your old car…
Are you told to have spinal decompression? Be cautious
I have had a few clients lately who have been told that they need spinal decompression on a very expensive machine. The machine du jour is the DRX 9000. I am sure you have seen ads in your local newspaper…
Seat Belt Excuses
I have heard a lot of doozies, but some of these take the cake. The Sacramento Bee is reporting on seat belt enfocement in Roseville, CA. The Roseville PD heard some great excuses, including that the doctor told someone not…
5 Totally Unsafe Car Moves
Parents magazine has a list in its July, 2008 edition with “5 Totally Unsafe Car Moves.” Their top 5: Climbing into the backseat, while the car is moving; Picking up your baby while the car is moving; Traveling with pets…
Insurance Claims: An Overview of the Investigation
I get a lot of people who have questions about an insurance claim and do not understand why the claim is handled in a certain manner. Sometimes, the potential client has misunderstood. Sometimes, the adjuster has made a mistake. Sometimes,…
Teens Still Use Cell Phones While Driving
I admit that I did not own a cell phone when I was growing up. I drove without a cell phone until my early 20s. However, today it seems like 10 year olds have cell phones. Yes, I actually know…