In an interesting case out of California, the Federal 9th Circuit ruled that a debt collection company that collects debts on behalf of several counties can be sued. (Thanks to the San Jose Mercury News for this story.) The debt…
Posts Categorized In: Current Affairs
California Debt Blog: Suing Debt Collectors Instead of Filing for Bankruptcy
People call me often and ask about filing for bankruptcy. My basic answer is the same: I don’t know. I am not a bankruptcy attorney. I don’t handle bankruptcy cases nor will I. I will refer these people to an…
California Debt Blog: New Blog and the 4 Basics of an FDCPA Claim
I just came across a new blog. Well, I don’t know if it is new. But, as NBC used to say about its re-runs “If you haven’t seen it, it is new to you.” So, I am calling it new….
Allstate turns over documents – well, some
I wrote a week ago about Allstate’s refusal to turn over documents to Florida regulators and the subsequent banning of Allstate from writing policies. The ban lasted a day until Florida’s Appeals Court overturned it. Yesterday, Allstate turned over documents….
California Debt Blog: Foreclosures on the rise in California
Dale Kasler at the Sacramento Bee has written an interesting article on the state of real estate. The headline, “Foreclosures soar to state record,” tells the entire story. Foreclosures statewide in California are up 565%. In the Sacramento region, foreclosures…
The Health Insurance Crisis
Now, it is not often that I get political. And, it is not often that I post cartoons, but today seemed like a good day. Why? Because I received two today. The first, found here, Download new_yorker_cartoon.pdf, is a cartoon…
California Debt Blog: Protect Your Credit
Something from Clark Howard, a national radio host and consumer advocate, that I came across today. It is called a credit freeze. Basically, you freeze your credit report. This way, if someone steals your identity, they still cannot do anything…
Allstate Barred in Florida
WOW! Okay, I get that businesses make business decisions based on what they think will happen in the future. (Exhibit A: Ford and the Pinto) But, Allstate has taken bad business decisions to a whole new level. First, it refused…
California Debt Blog: New Bills to Help California Borrowers?
The California legislature is considering a handful of bills designed to help California borrowers. The bills fall into two categories – those that help people who already are in trouble and those that will prevent the current situation from happening…
New Article on Filing a Claim
The Sacramento Bee wrote a story yesterday about the true price of filing an insurance claim. The story, which can be found here, quotes yours truly. The Bee had readers write in with questions about filing a homeowners insurance claim….