And it is at the expense of lawyers? You can read The Party of the First Part. This website is from author Adam Freedman. A bit about him: Adam Freedman is the author of the “Legal Lingo” column for the…
Posts Categorized In: Current Affairs
California Debt Blog: The Statute of Limitations
I have written before about the statute of limitations. It is generally four years on a written contract. Simple enough, right? Well, maybe. It is four years from the date of the last payment or the date the last payment…
California Debt Blog: FAQ: Can I get a new social security number?
Q: My social security number was stolen. Can I get a new one? A: Maybe. The Social Security Administration may give you a new one. From their website: If you have done all you can to fix the problem and…
Reimbursement of your health insurer
Thankfully, we do not live in Texas. The Texas Supreme Court recently ruled that when a plaintiff sues a defendant, the plaintiff’s health insurer gets reimbursed before the plaintiff. So, you pay those health insurance premiums in Texas, you use…
California Debt Blog: What if you cannot afford filing fees?
Let’s face it. Most people who are being sued by a debt collector don’t have the money to pay the court costs associated with defending a case. That is a difficult spot to be in. You are being sued, you…
California Debt Blog: Rosenthal FDCPA And Creditors
It is now clear to me, and I agree with others, that the Rosenthal FDCPA applies to the original creditor. California Civil Code 1788.2 (c) says: (c) The term “debt collector” means any person who, in the ordinary course of…
California Debt Blog: Verification, Verification, Verification
We all know that the 3 most important things in retail are location, location, location. Well, the three most things when you are contacted by a debt collection agency are verification, verification, verification. Many times, they do not have any…
Low Cost Auto Insurance Program To Expand
From the Department of Insurance, some good news. Insurance Commissioner Steve Poizner to Expand Low Cost Automobile Insurance Program to Nine Additional Counties Commissioner Poizner announced his final determination of need for the program in: Solano, Marin, Santa Cruz, Madera,…
Blue Cross At It Again
So on Tuesday, I railed about Blue Cross sending customers a bill so that they can get a bill. Sheesh. Well, it turns out Blue Cross probably was not rescinding policies correctly. Amazingly, they even rescinded at least one policy…
DOI Busts Contractors in Tahoe
The California Dept. of Insurance announced a bust of contractors in the South Lake Tahoe area after the Angora fire. People are still trying to figure out what to do, but the unlicensed contractors are flocking to the area. Here…