If you are in California and need information on small claims court, I have released a new report. Well, this one is actually an ebook. It explains small claims court, the process, the costs, who can testify, who cannot testify,…
Posts Categorized In: Current Affairs
California Debt Blog: Debt Collectors Gone Wild!
ABCNews reported on Debt Collectors Gone Wild. I picked it up from Bud Hibbs’ blog (which I am linking to on the side as well.) For those of you who do not know, Bud may be the country’s number one…
California Debt Blog: Credit Watch and Identity Theft
I came across this new program from Green Valley Mortgage and Jenifer Miller. The program, Credit Watch, is designed to help prevent identity theft. This information includes: prevention tips; what to do if you are a victim of identity theft;…
California Debt Blog: New Report: What you must know about your credit report
I have just put together a new, free report. This report tells you what you must know about your credit report. In it, I tell you the basics from when you can get a copy of your credit score to…
The 3 D’s for insurance companies
Delay, deny, defend. This is the mantra of the claims department. Delay the claim as long as possible (some even trying to delay you until after your statute of limitations has run). Deny the claim. If a lawsuit is filed,…
Car Crashes Leading Cause of Teen Deaths
The NY Times reported that car crashes are the leading cause of teenage deaths. According to the American Academy of Pediatrics, motor vehicle accidents contribute to the deaths of 5,500 teenage drivers or passengers each year. The crash rate among…
California Debt Blog: Great Reference Website
If you get contacted by someone about a debt, get the name of their company. Once you have that name, go to see the Hall of Shame from Bud Hibbs. Bud has one of the most extensive websites with information…
Buying Wrecked Cars
I tell my clients that once their car has been in a wreck and declared a total loss, they should give it to the insurance company. The car will never be fixed to your standards again so why deal with…
California Debt Blog: How to avoid the debt collectors
No, I am not going to tell you how to avoid debt collectors calls. I am going to tell you how to avoid getting your file sent to the debt collector in the first place. Bankrate.com has a great article…
California Debt Blog: FAQ: Can I homestead my house to protect it?
Q: Can I homestead my house to protect it from my creditors and any judgments? A: First, what is a homestead? A homestead is an automatic exemption under California law. (You can also use the exemption if you file for…