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Posts Categorized In: Current Affairs

Some Rules on Giving Statements to an Adjuster

December 12, 2014 by Jonathan Stein

After an accident, the adjuster is going to call you up and ask to take a recorded statement from you. Let me give you two simple rules when you get this request: 1. DO NOT GIVE A STATEMENT TO THE…

Categories: Auto Insurance, Business Insurance, Claims, Consumer Issues, Current Affairs, Hiring an attorney, Insurance and Claims FAQ, Insurance Operations, Law, Myths, Personal Injury Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

California Debt Blog: A Tenant Must Be Told Where to Pay Rent that is Late

December 12, 2014 by Jonathan Stein

The notice must tell you where you can pay the rent either in person, with the usual hours, or the information on the bank that will take payment. The landlord cannot normally require cash payment.

Categories: Credit, Current Affairs, Evictions, FAQ, Hiring an attorney, Landlord Tenant, News, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

Three things you must know about property damage

December 11, 2014 by Jonathan Stein

Most of my posts are about injury claims. Why? Because that is what most people do not understand. Fixing a car is, for the most part, a simple process. You bring the car to a shop of your choice, the…

Categories: Auto Insurance, Claims, Consumer Issues, Current Affairs, Insurance Operations, Law, Myths Tags: auto accident, auto crash, bodily injury, car accident, car crash, diminished value, documentation, fair market value, motor vehicle accident, motor vehicle collision, motor vehicle crash, MVA, MVC, personal injury, pictures, property damage, rental car, rental insurance, total loss, what to do after a car accident, what to do after a motor vehicle collision, what to do after an accident

California Debt Blog: The Rent Must Be Accurate on a 3 Day Notice to Pay Rent or Quit

December 11, 2014 by Jonathan Stein

The most important item on a 3day notice for failure to pay rent is the amount due. The notice “must accurately state the amount of rent that is due.”

Categories: Credit, Current Affairs, Evictions, FAQ, Hiring an attorney, Landlord Tenant, News, Unlawful Detainers Tags: 3 day notice, 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: How Much Notice Must a Landlord Give a Tenant?

December 10, 2014 by Jonathan Stein

This may be the most common question I get from tenants. How much notice does my landlord need to give me before I have to move? Let me start with this: The first step in any eviction is for you…

Categories: Credit, Current Affairs, Evictions, FAQ, Hiring an attorney, Landlord Tenant, Legal Process, News, Unlawful Detainers Tags: 3 day notice, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, HomePointe, HomePointe Property Management, Horizon Properties, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, notice, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

California Debt Blog: 5 More Mistakes People Make With Their Credit

December 9, 2014 by Jonathan Stein

I previously wrote about mistakes people make with their credit when they are trying to increase their credit score. There are some very basic things you can do that most people think are helping them, but really are not helping…

Categories: Credit, Current Affairs, FCRA, Hiring an attorney, Legal Process Tags: Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation

California Debt Blog: Is your credit report accurate?

December 9, 2014 by Jonathan Stein

According to experts, 80% of credit reports have problems. Over 1/4 of credit reports have problems that are significant enough to have a serious financial impact on individuals. This can also impact your business and your ability to get loans….

Categories: Credit, Current Affairs, FAQ, FCRA, Hiring an attorney, Landlord Tenant, News

California Debt Blog: More IRS Scam Warning

December 9, 2014 by Jonathan Stein

I previously told you about an IRS scam that is going around. Well, the IRS scam is coming from a few numbers. So I thought I would share another message: “Hello we have been trying to reach you. This automated…

Categories: Credit, Current Affairs, FAQ, FCRA, FDCPA, Hiring an attorney, Legal Process, News, Rosenthal FDCPA Tags: 3 day notice to pay rent or quit, 30 day notice, 5 day notice, 60 day notice, 90 day notice, Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, CGA Property Management, Cornette Property Management, Credit, credit file, credit report, credit score, Current Affairs, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, eviction, eviction defense, Experian, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Isaac, fake IRS, FAQ, FCRA, FDCPA, FICO, foreclosure, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, hiring an attorney, HomePointe, HomePointe Property Management, Horizon Properties, Internal Revenue Service, Internal Revenue Service scam, IRS, IRS fraud, IRS scam, landlord tenant, LVNV, Mark III, Mark III Property Management, Midland Credit Management, Midland Funding, nail and mail, NCO, NCO Financial, News, notice, notice to pay rent, Partners, Patenaude and Felix, payday loan, Persolve, Protecting Tenants at Foreclosure Act, PTFA, R-FDCPA, Realty Roundup, Realty Roundup Property Management, Resurgent Capital, RFDCPA, River City Property Management, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, Rosenthal FDCPA | Permalink Technorati Tags: 3 day notice, Sac City Rentals, SacCirtyRentals.com, SacCityRentals, Sacramento Delta Property Management, scam, served, short term debt, short term loan, Tiner Property Management, Titan Property Management, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, unlawful detainer, validation

More Tips on Filing a Homeowners Claim

December 8, 2014 by Jonathan Stein

In my last post, I gave you 5 tips on filing a homeowners claim. But there are more than 5 things you can do to make sure that your homeowners claim goes smoothly. Every homeowners insurance policy is a bit…

Categories: Claims, Consumer Issues, Current Affairs, Homeowners Insurance, Insurance Operations, Law Tags: auto accident, auto insurance, car accident, car claim, car crash, car insurance, fire damage, homeowners insurance, homeowners theft, insurance, insurance adjuster, renter's insurance, renters theft, safe deposit, safe deposit box, theft, water damage

California Debt Blog: 5 Mistakes People Make With Their Credit

December 8, 2014 by Jonathan Stein

People are concerned, rightly so, about their credit scores. A lot of people are trying to do what they can to increase their credit score. While a commendable goal, there are some things you should NOT do. Here are 5…

Categories: Credit, Current Affairs, FCRA, Hiring an attorney, Legal Process Tags: Brachfeld and Associates, CACH, CACV, cash advance, Cashcall, credit score, debt, debt collection, debt collector, debt validation, Equifax, Erica Brachfeld, Experian, Fair Debt Collection Practices Act, Fair Isaac, FDCPA, FICO, Frederick J Hanna, Frederick J Hanna & Associates, Hanna & Associates, LVNV, Midland Credit Management, Midland Funding, NCO, NCO Financial, Partners, Patenaude and Felix, payday loan, Persolve, R-FDCPA, Resurgent Capital, RFDCPA, Rosenthal Act, Rosenthal Fair Debt Collection Practices Act, short term debt, short term loan, title loan, Trans Union, TransUnion, Unifund, Unifund CCR, validation

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