Question: If I place my name on the Do Not Call Registry, will it stop my creditors from calling me? Answer: No. The Do Not Call Registry will prevent telemarketers from calling your home or cell phone. Once you have…
Posts Categorized In: FDCPA
California Debt Blog: Don’t let bill collectors bite
I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…
California Debt Blog: California Debt Collector Settles Class Action
A California debt collector has settled a lawsuit brought by a Pittsburgh, PA attorney for violation of debt collection laws. The settlement: $2.5 million. According to the Associated Press: “The company sent out letters as recently as last winter purporting…
California Debt Blog: Sample Validation Letter to Debt Collector
I have had a lot of people calling lately asking what to do when a debt collector sends the first letter. By law, you have 30 days to dispute the debt and ask for validation of the debt. You should…
California Debt Blog: More on Erica Brachfeld and Brachfeld and Associates
One concern for attorneys, especially attorney bloggers, is how much you can write about existing cases. Obviously, I cannot list my client names or violate the attorney client privilege. But, I can write about things that happen in cases. I…
California Debt Blog: FAQ: Where can I be sued?
I have a credit card debt. The debt collection company is located across the country and told me they are suing me there. Can the debt collector sue me somewhere other than where I live? A: This question deals with…
California Debt Blog: Debt Collection: Fatal Attraction Style
Talking Points Memo has an interesting article on the alleged fatal attraction style of collection by Auto Financing Network. According to the lawsuit filed by Jennifer Dicks “AFN registered the URL to Dicks’ name and created a site titled ‘Jennifer…
California Debt Blog: Zombie Debt: A real life story
I have written before about zombie debt. This is a debt that is not owed but debt collectors try to collect on. Here is a story from an emailer about her zombie debt: I owed money to a Macy’s card…
California Debt Blog: Midland Funding
I admit it. I am amazed at Midland Funding. They file an awful lot of lawsuits. At least, they do in Sacramento County. At my last count, they had filed over 50 lawsuits in Sacramento County alone in March, 2009….
California Debt Blog: Debt Collector Posted on Myspace
Yes, a debt collector posted about someone’s debt on Myspace. The collector decided it would be a good idea to post something on the debtor’s Myspace page about the debt. This is a violation of the FDCPA. The only thing…