Q: Myself and my ex were contacted about a 14 year old debt. What can we do about it? A: I would send them a certified letter telling them that you dispute the debt and instructing them not to contact…
Posts Categorized In: FDCPA
California Debt Blog: FAQ: I paid off a debt and then I got sued on it. What do I do?
Q: I paid off a debt. I was then sued for that same debt. What do I do? A: You may have a case against the attorney and the debt collector who filed the lawsuit for violations of the FDCPA…
California Debt Blog: FAQ: After 4 years, they still want money from me. What do I do?
Q: My car was repossessed over 4 years ago. A debt collector keeps calling me asking for money. What do I do? A: The statute of limitations is four years. Therefore, they cannot collect on this debt anymore. You should…
California Debt Blog: FAQ: I filed an answer and want to change it. Now what?
Q: I was sued. I filed an answer telling the court that the amount the collection agency sued me for was wrong. I just realized that I paid even more money than I listed in my answer. What do I…
California Debt Blog: FAQ: I was sued. What do I do?
Q: I was sued on a credit card debt. They served me with a summons. What do I do? A: You need to file a responsive pleading within 30 days. What pleading you file will depend on a number of…
California Debt Blog: FAQ: Is a signed promissory note binding?
Q: I signed a promissory note. Is this going to hold up in court? A: A signed promissory note can be evidence of an agreement. However, one party could argue that there is other evidence, including oral evidence, that you…
California Debt Blog: FAQ: Can they take my other property?
Q: My car was repossessed. A collection agency called and they are threatening to take my furniture and other car. Can they do that? A: They cannot take your other car or furniture. They can only file suit for a…
California Debt Blog: More FREE Information
As you know from reading this blog, the information I give you here is FREE. It doesn’t cost you anything to read what I have written, check out the sources I have given you, and educate yourself. I am a…
California Debt Blog: FAQ: What do I do if I am contacted about an old debt?
Q: I have a really old debt. What do I do if I am contacted about it? A: Some collection agencies will contact you about old debts. They are trying to get you to pay it even if the statute…
California Debt Blog: FAQ: Contact from Debt Collectors
Q: So when can a debt collector call me? How often? Are there rules that govern communication from collectors? A: Debt collectors can call you, fax you, telex you, send you a telegram (if that is still around), and probably…