Posts Categorized In: FDCPA

Q: What initial information does the debt collector need to tell me? A: Within 5 days of the initial contact, the collector must tell you the amount of the debt, the name of the creditor (the person who is owed…

Ah, the crux of the issue. What practices are prohibited by these acts? Well, there are a lot, but here are the main areas of violation. Debt collectors may not tell you they are attorneys; misrepresent the amount of the…

I guess before I tell you too much, I need to start with the very basic. What is the Fair Debt Collection Practices Act? At its most basic, the FDCPA is a Federal Law that governs the way that debt…

Okay, so now that you know what the Acts are, what is covered by the Acts? I mean, is me lending $20 to my buddy and trying to get the money back covered by the Acts? How about if you…