Last week’s post received such a response that I thought I would share more concerns about payday loans. These short term loans look like a good solution for some people, but for over 90% of the population, they are a…
Posts Categorized In: Hiring an attorney
5 Errors People Make During the Claims Process
I know that most people have never been in an accident. And that is a good thing. Hopefully most people will never be in an accident. But when you are, through either your fault or someone else’s fault, you need…
California Debt Blog: 4 Concerns about Short Term (Payday) Loans
I just helped a woman with a payday loan. The interest rate was 180%. Her payments were going to total over $9,000 in this loan from California Check Cashing, LLC. Her $2500 loan was going to cost her $10,000 when…
California Debt Blog: Debt Collector Fined for Text Messages, Envelope
This is a new one for me. When I read this story, I thought maybe I was reading The Onion. But, I went back and looked and it was from ABC. Here is the opening paragraph: “A debt collector is…
California Debt Blog: 5 Things Tenants Must Know To Protect Themselves
Part of my practice is landlord-tenant work. I represent tenants who are being evicted or who may be evicted. After getting a fair number of calls this week from tenants, I thought I would share some tips for tenants who…
5 Mistakes to Avoid in Your Personal Injury Case
Everyone makes mistakes. We are human, after all. But when you are involved in a car accident, what I prefer to call a car crash, there are some mistakes that you can easily avoid. Here are 5 mistakes to avoid…
California Debt Blog: 3 Frequent Debt Collection Violations
Debt collectors make mistakes – a lot of them. Not all debt collectors, but a fair number of them. When they do, you need to be able to assert your rights. So let me share with you three very frequent…
California Debt Blog: Debt Collection Near Top of Complaints
The Consumer Federation of America has put out a list of the top consumer complaints. Guess what is near the top? Yep, my favorite industry, the debt collection industry! This year, coming in at #3 on the list, is abusive…
California Debt Blog: Consumer Protection Financial Bureau Releases New Letters
The Consumer Protection Financial Bureau (CPFB) has released self help letters. These DIY letters are intended for consumers who are looking to deal with a debt collector without hiring an attorney. There are five letters that consumers can send to…
5 secrets from a former insurance adjuster
Okay, so maybe you have always wondered what goes on inside an insurance company. Sadly, not much. But, there are some things you should know. 1. INSURANCE COMPANIES TRACK EVERY CLAIM YOU ARE INVOLVED IN Yes, they track EVERY claim,…