Question: I rent an apartment. Do I really need renter’s insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as…
Posts Categorized In: Homeowners Insurance
Is Your Home Protected in Case of Fire?
With wildfire season looming in southern California, and an insurance company making news for failing to honor damage claims that resulted from a California fire, now might be the time to review what would happen to your home in the…
When to file a homeowners claim
Houselogic.com has a new article on when to file a homeowners claim. Regular readers of my blog will not find anything new on this, but there is some information worth passing on: 1. Read your policy carefully, then get repair…
FAQ: Homeowners and Auto Insurance Together?
Q: I have auto and homeowners insurance. Do they need to be with the same insurance company? A: Need to be? No. Should they be? Yes. Done. Oh wait, you want an explanation too, right? Okay, that is where it…
Single Limit Policy
I have a friend looking for new homeowners insurance. She is changing from a major insurer to a less well known insurer, but in my opinion a better insurer. She then asked me to review the policies and explain the…
Your Insurance Review
Have you had your insurance review this year yet? What review, you ask? Good question. Your auto and homeowners insurance needs may change every year. For example, you may need to increase your insurance coverages. Or, maybe your old car…
Insurance Claims: An Overview of the Investigation
I get a lot of people who have questions about an insurance claim and do not understand why the claim is handled in a certain manner. Sometimes, the potential client has misunderstood. Sometimes, the adjuster has made a mistake. Sometimes,…
New Article on Filing a Claim
The Sacramento Bee wrote a story yesterday about the true price of filing an insurance claim. The story, which can be found here, quotes yours truly. The Bee had readers write in with questions about filing a homeowners insurance claim….
Some advice for Northern Californians
Those of you in Northern California remember this past weekend. For those of you who were not here, you may have seen it on the news. Over 2″ of rain in one day in Sacramento. Wind gusts over 60 mph….
Insurance Premium Flat for 2008?
Reuters is reporting that insurance premiums for auto and homeowners insurance should either be flat or reduce for 2008. You can thank competition. “Strong competition is forcing insurers to lower their premiums or, at the very least, hold them stable,”…