This is the best discussion I have found about credit scores and insurance. It is so good I am posting it here. You should forward this to your friends and family as another reminder of why, in some states, they…
Posts Categorized In: Homeowners Insurance
Fire Victims “Burned” By Legislature
The LA Times has an interesting article about the legislative process. Basically, after the San Diego fires, bills were introduced to give homeowners more rights. Not surprisingly, the insurance companies gave a ton of money to the Assembly Insurance committee…
Renters Insurance: Do you need it?
I was talking to a friend today who rents a house with two roommates. In the course of the discussion, it came up as to whether she had renters insurance. (Okay, that doesn’t come up in conversation with normal people,…
New Podcast Released
I am pleased to announce that I just released a new podcast. This podcast is the ninth released in the series. This podcast provides an overview of the California Fair Claims Practices Act. It does not go into substantial detail,…
Apartment Living Tips
Some tips about apartment living. First, GET RENTERS INSURANCE. It is cheap and it will cover you if your property is stolen or if you injure someone. Just for those who missed it, GET RENTERS INSURANCE. Now, some tips other…
Wyoming Insurers Want to Avoid 3rd Party Bad Faith
Wyoming insurers are lobbying against a bill that would allow 3rd party bad faith cases. Basically, the idea is that if the insurance company for the other person does not pay your claim timely and fairly, you can then sue…
CIGA: Who pays when the insurance company goes “bankrupt”?
If you don’t follow my advice here and on the personal injury podcast about buying insurance, you may buy insurance with the cheapest insurance company. That company may go “bankrupt,” or, in insurance terms, “into receivership.” If that happens, and…
What do you do when your homeowners claim is denied?
When you file a claim with your homeowners insurance company, they may deny it. Some things are not covered. Some things are covered, but the insurance company still will not pay the claim. What do you do when this happens?…
The privacy laws and obtaining the name of the other driver
After an accident, you may not have the other person’s name. Sometimes the other insurance company will contact you and give you the name of their “insured” but this may not be the name of the driver of the car….
An Umbrella Policy: Do you need it?
A personal umbrella policy will cover you if you injure someone or damage someone’s property. It is relatively inexpensive ($300 or so for $1,000,000 in coverage). The catch to getting one is that your home and auto insurance usually have…