Okay, so lets say you get in an accident and you get sued. Your insurance company is defending you and you have been an avid reader of my blog, so you know what should happen. Can you supervise the defense…
Posts Categorized In: Insurance and Claims FAQ
FAQ: Can my insurer settle a case against me?
Yes. Your insurance policy lets them settle. There are two ways this can happen. First, they can settle a claim or a lawsuit if they can reach an agreement with the other party. Second, they can settle your case via…
FAQ: How do I get money from a blocked account?
In certain circumstances, money from the settlement of a case is put into a blocked account. This usually happens when the injured person is a minor or incompetent. So, how do you get the money out if you need it?…
FAQ: Can I get more for my total loss car?
Q: My car was a total loss. I decided to keep it. The insurance company paid me less the salvage value. Now my registration fees have gone up. Can I get these added costs? A: Why did you keep the…
FAQ: How Much Liability Insurance is Enough?
I had a client ask me this today. The simple answer: I don’t know. I wish I did. I wish there was a formula. But, alas, there is not. There are some things to keep in mind. You probably want…
FAQ: Can I mediate my own case?
Simple answer: Yes. Sure, you can. But why would you? I could stitch up my own cut, but I don’t. Why? Primarily because it is worthwhile to have an expert do it. This is no different. You can do this…
FAQ: Can’t I talk to the insurance company?
NO NO NO NO NO! But they only want to ask me about fixing my car. Now can I talk to them? NO NO NO NO NO! But, but they say they NEED to talk to me. Now? NO NO…
FAQ: Can my deductible be waived?
Yes, your deductible can be waived. The better question, however, is WILL it be waived. Yes, there is a difference. An insurance adjuster has the ability to waive a deductible under a few circumstances. Well, they always have the ability…
FAQ: What is full coverage?
I have written about this before, but it came up again, so I thought I would review it with you. What is full coverage on an auto policy? Beats me. Yep, I do not know the answer. Neither do you…
How Much is The Doggie in The Window?
An Oregon family thinks their dog is worth $1.6 MILLION! Their dog was run over by a neighbor and they are suing to recover emotional distress, in addition to economic loss. Now, before I start this, I should admit my…