After a car accident, you need to prove your claim. The burden is on you, or your attorney if you hire one (and you should), to prove that you were injured and the value of those injuries. There are a…
Posts Categorized In: Insurance and Claims FAQ
Do NOT contact the insurance company after a car accident
Question: Most lawyers say that I should not contact the insurance company after a car crash. Why should I call my insurance company? Answer: Typically, you do NOT want to talk to an insurance company after a car accident. There…
Watch out for Infinity Insurance’s Policy
Are you insured with Infinity Insurance? Have you read your policy lately? If you are insured with Infinity, you need to stop reading this, get a copy of your policy and read it now. Why the urgent need? Infinity has…
Do NOT sign a medical authorization
Once again, people are back asking why they should not sign a medical authorization when the insurance company sends you one. It is not that I think it is a bad idea. I think it is a terrible idea. In…
FAQ: What do I get for a rental when my car is damaged?
Question: I was involved in a car accident. My car was damaged. What does the insurance company owe me for a rental car? When you get in an accident, there will be a few days when your car is not…
FAQ: What is med pay coverage?
People spend a lot of time dealing with auto insurance. But, one question I get is “What is this medical payments (med pay) coverage that is listed?” Answer: First, you should know that every insurance policy, the actual policy with…
FAQ: Does the insurance company have to take my car?
Q: My car was a total loss. Can the insurance make me keep my car or do they have to take the car? A: As much as I hate giving this answer, the answer is that it depends. Don’t shoot…
Free Insurance Information
Did you ever wonder what the California Department of Insurance does? Me too! So I went to their website to see what was there. Seriously, the Department of Insurance does a lot of good work. They regulate insurance companies. They…
FAQ: When can I get rid of collision coverage for my car?
Question: I do not think I need collision coverage for my car anymore. When can I get rid of it? Answer: This is a tricky question. Its a lot harder to answer than you think and there is no one…
FAQ: What insurance do I need?
Question: I don’t know what insurance I should have. How do I figure that out? Answer: This is a tricky question. Let’s start with the basics. (I am going to skip life and health insurance since those are significantly more…