I was exchanging emails today with a friend of mine who is also a personal injury attorney. He understands how the world of insurance works so none of this will be a surprise to him. But, a lot of attorneys…
Posts Categorized In: Insurance and Claims FAQ
FAQ: Should I disclose my policy limits?
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are…
FAQ: Do I really need renters insurance?
Question: I rent an apartment. Do I really need renter’s insurance? Answer: YES!!! I cannot be more emphatic. YES!!!! Okay, so I was a little more emphatic. There are two reasons why. The first is less common, but just as…
FAQ: What is full coverage?
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression “full coverage” for yeras. The problem is that I have no idea what…
FAQ: How long will my case take?
Q: How long it will take to resolve my case? Answer: I don’t know. Anyone who tells you they know is either not being honest with you or saying it just to get you to hire them. A good personal…
What to do if you are a passenger
After getting a call from a friend over the weekend, I realized most folks do not know what to do if they are a passenger in a car that is involved in a car accident. If you are the driver,…
FAQ: Can I drive my friend’s car?
Q: I do not own a car. I do not have auto insurance. Can I drive my friend’s car? A: Yes, this is a real situation. Yes, there are people without auto insurance. About half of car owners do not…
FAQ: Homeowners and Auto Insurance Together?
Q: I have auto and homeowners insurance. Do they need to be with the same insurance company? A: Need to be? No. Should they be? Yes. Done. Oh wait, you want an explanation too, right? Okay, that is where it…
FAQ: Reporting Auto Accidents
I have written about this before, but it has been some time. So, I thought I would do it again. Q: I have been involved in a car accident. Must I report it to my insurance company? A: The simple…
FAQ: Your Car is a Total What?
Q: My car was involved in a collision. I can still drive it. The insurance company is calling it a total loss. Why? A: A car can be a total loss in one of two ways. The first way is…