Q: My insurance company says I am at fault for an accident. I don’t think I am. What can I do to fight this? A: Your insurance copmany has the right to settle any claims and make the determination of…
Posts Categorized In: Insurance and Claims FAQ
FAQ: Can I cut down my neighbor’s tree?
Q: My neighbor’s tree overhangs my property. I am concerned it will damage my house. Can I cut it down? A: You can cut the branches that are hanging over your side of the property. It is a simple rule:…
FAQ: How do I serve someone?
Q: I sued someone and I don’t have an attorney. How do I serve them? A: Use a process server. Technically, anyone over 18 can serve a lawsuit as long as the person doing the serving is not a party…
FAQ: I was hit by a drunk driver. HELP!
I was hit by a drunk drive. He doesn’t have enough insurance. I want to go after him personally, but I have underinsured motorist coverage. HELP! Okay, this is a two parter! 1. Is it typical that the drunk drivers…
FAQ: I was sued by an insurance company and didn’t know. What do I do?
Q: I had no insurance. I got in an accident. The other person’s insurance company sued me. I moved and didn’t know about it and now they have a judgment. What do I do? A: You need to go down…
FAQ: How do I figure out what a dog bite is worth?
Q: I was bit by a dog. How do I figure out what a dog bite case is worth? A: Dog bites are some of the more complicated cases to evaluate. There are a lot of factors to consider. These…
FAQ: Do I have to tell them about my dog?
Q: I have a dog. What happens if I do not tell my insurance company about my dog? A: First, having a dog does not exclude coverage for things like fire, theft, etc…. However, you should let the insurance company…
FAQ: I rent. Do I need renter’s insurance?
Q: I rent an apartment. Do I really need renter’s insurance? A: I am glad you asked about this. More renters need to get renters insurance. It is relatively inexpensive (under $300 per year) and provides great coverage. First, your…
FAQ: My kid’s insurance rates are too high. What can I do?
Q: My kid is on my insurance policy. The rates are through the roof. What can I do? A: As for best rates, that is a tricky question. A – Go to www.insurance.ca.gov and you can check on the rate…
FAQ: I do not own a car. What can I do to insure myself?
Q: I do not own a car. I think I should have some type of insurance in case I drive someone else’s car. What do I do? A: You do not NEED your own policy, but you should look at…