I was driving the other day with the radio on and an ad came on for an insurance broker. The broker, who shall remain nameless, insures hard to insure drivers. You know, tickets, DUIs, accidents, young drivers, etc…. The ad…
Posts Categorized In: Insurance Operations
Liability: How is it determined?
In yesterday’s post, I wrote about the proper investigation of an insurance claim: coverage, liability, damages. I am going to expand more on liability today. (Coverage is a lot more complicated. Liability is a better starting point for lay readers.)…
Insurance Claims: An Overview of the Investigation
I get a lot of people who have questions about an insurance claim and do not understand why the claim is handled in a certain manner. Sometimes, the potential client has misunderstood. Sometimes, the adjuster has made a mistake. Sometimes,…
Allstate Pays In Small Claims Court
I thought I would share a story with you about a case I handled. I have a client who sold a car. (I am not naming her, but she has given me persmission to write about this.) A couple of…
Uninsured and in a collision: What happens?
What happens if you are in a collision and you have no insurance? Here is the story of how things happen. Driver A (the other guy) turns a claim in to his insurance company. They pay for his damage. They…
Copies of Insurance Policies
This is a fascinating topic for me. It came up in the course of an interview I gave to a reporter on a topic. (I will leave that for another time, after the article is published.) We discussed how you…
Driving Don’ts
While driving around over the last few days, I have seen some really bad driving. And by bad, I mean really, really bad driving that should have people’s licenses taken away. So, with that in mind, I am going to…
Allstate turns over documents – well, some
I wrote a week ago about Allstate’s refusal to turn over documents to Florida regulators and the subsequent banning of Allstate from writing policies. The ban lasted a day until Florida’s Appeals Court overturned it. Yesterday, Allstate turned over documents….
Allstate Barred in Florida
WOW! Okay, I get that businesses make business decisions based on what they think will happen in the future. (Exhibit A: Ford and the Pinto) But, Allstate has taken bad business decisions to a whole new level. First, it refused…
Adjusters and their new (old) tactic
Amazing new tactic from the insurance industry. Okay, it is not new, but it was dead for a while. So, amazing revival tactic from the insurance industry: talking you out of an attorney. Here is how it works. You are…